• This article details the new technologies that are positively impacting the asset management industry, according to the III Annual Report of the Asset Securitization Sector 2025-2026, produced by FlexFunds in collaboration with Funds Society.
• The information is aimed at asset managers looking to discover how digitalization, artificial intelligence, and blockchain technology are revolutionizing strategy development.
• FlexFunds offers an asset securitization program that enhances the liquidity of various types of investments. For more information, please feel free to contact our experts.

The technological revolution is redefining the foundations of the global financial system.

Processes, business models, and investor expectations are undergoing an accelerated transformation marked by massive digitalization, artificial intelligence (AI), blockchain, digital assets, and advanced data analysis.

These advances not only optimize operations for asset managers and financial institutions but also reshape customer preferences, as reflected in the results of the III Annual Report of the Asset Securitization Sector 2025-2026.

Artificial intelligence: Efficiency and anticipation in decision-making

Among the most influential innovations is artificial intelligence. Its predictive and adaptive models allow the automation of complex tasks that previously required lengthy manual processes, such as credit risk evaluation or portfolio optimization.

In combination with machine learning techniques, AI facilitates real-time analysis of large data volumes, helping to identify opportunities, anticipate market movements, and quickly adjust asset allocation.

In this way, management shifts from being a reactive exercise to a more proactive and contextualized one, which is especially valuable in high-volatility environments.

For managers, this means a change of role: from selecting assets individually to designing dynamic strategies that integrate innovation, risk management, and value generation.

Blockchain and tokenization: Traceability and liquidity in markets

Blockchain has become established as a key element for traceability in financial transactions.

By offering decentralized, immutable, and transparent records, it reduces the risk of fraud, speeds up settlement processes, and opens the door to new forms of investment.

One of its most promising applications is the tokenization of traditional assets, which allows the representation of ownership in a digital and fractional form.

This expands access to investments that were historically reserved for large institutions, improves the liquidity of previously illiquid assets, and simplifies operational processes.

According to the III Annual Report of the Asset Securitization Sector 2025-2026, managers see this innovation as a concrete strategic opportunity.

Specifically, 74% rated tokenization highly (7-10 out of 10), and 35% rated it in the highest range (9-10). The average was 7.4, and the mode was 10, confirming a positive consensus on its transformative potential.

Digital assets: Growing interest, persistent risks

The rise of digital assets has generated strong interest due to their potential for efficiency and decentralization. However, their mass adoption in professional portfolios remains limited.

One of the main obstacles is the lack of a clear regulatory framework. 68% of the managers surveyed rated the lack of regulation between 7 and 10 on the relevance scale as a barrier, while 30% rated it as a maximum obstacle.

Additionally, the average was 7, reflecting a solid consensus. Without consistent rules on custody, taxation, and legality, institutional managers will hardly incorporate these assets systematically.

This factor is compounded by high volatility. 63% of those surveyed rated digital assets as too volatile and risky, with an average of 7.1 and a mode of 8.

This perception is linked to speculation, the influence of external regulations, the lack of economic fundamentals, and sensitivity to movements by large investors.

Cybersecurity is another critical challenge. 65% believe that risks related to hacking, digital theft, or the loss of private keys hinder the integration of these assets into portfolios to a high or very high degree.

Incidents reported in exchanges and wallets have reinforced the idea of vulnerability, and institutional custody remains a complex and costly task.

Growth expectations: Between caution and optimism

Despite regulatory, security, and volatility barriers, consensus points to significant growth in digital asset investment in the coming years.

75% of managers surveyed for the III Annual Report of the Asset Securitization Sector 2025-2026 rated this expectation highly (7-10), with 35% considering it very likely (9-10).

This optimism is supported by the development of more robust institutional infrastructures, the growing participation of traditional issuers in the digital ecosystem, and the competitive pressure to offer innovative products.

Meanwhile, the evolution of regulatory frameworks such as the MiCA Regulation in Europe or initiatives in Latin America points to a scenario of greater legal clarity that could accelerate adoption.

In this sense, integration may not necessarily occur through traditional crypto-assets but through structured products, digital securitizations, or tokens backed by tangible assets, offering a balance between innovation and stability.

To learn more about the asset management industry and its connection with technology, you can download the III Annual Report of the Asset Securitization Sector 2025-2026 for free, produced by FlexFunds in collaboration with Funds Society.