The Muirfield Fund® (FLMFX)

The Flex-funds Muirfield Fund® seeks growth of capital through investment in the shares of other mutual funds when the risk/reward relationships in the equity markets are favorable. When unfavorable, the Fund seeks preservation of capital through investment in bonds and cash equivalents.

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The Socially Responsible Utilities Fund (FLRUX)

The Flex-funds Socially Responsible Utilities Fund seeks an above average level of current income and growth of income by investing primarily in equity securities of domestic and foreign utility companies. The Fund follows a socially-conscious investment policy by not investing in electric utilities whose generation of power is derived from nuclear reactors.

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The Quantex Fund™(FLCGX)

The Flex-funds Quantex Fund™ (formerly known as The Highlands Growth Fund) seeks growth of capital over a long-term time horizon through investment in a diversified, style-neutral portfolio of small- and mid-sized stocks.

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The Dynamic Growth Fund (FLDGX)

The Flex-funds Dynamic Growth Fund seeks growth of capital by investing primarily in other growth-oriented mutual funds.

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The Aggressive Growth Fund (FLAGX)

The Flex-funds Aggressive Growth Fund seeks growth of capital by investing primarily in other aggressive growth-oriented mutual funds.

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The U.S. Government Bond Fund (FLXBX)

The Flex-funds U.S. Government Bond Fund seeks to maximize current income through investment in securities which are issued or guaranteed as to principal and interest by the U.S. Government or any of its agencies, and through repurchase agreements involving these U.S. Government securities.

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The Defensive Growth Fund (FLDFX)

The Defensive Growth Fund seeks growth of capital by investing its assets primarily in exchange-traded funds (ETF's), following a disciplined strategy of "Defensive Investing."

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The Focused Growth Fund (FLFGX)

The Focused Growth Fund seeks growth of capital by investing its assets primarily in exchange-traded funds (ETF's) that invest in equity securities, following a "Strategic Fund Selection" discipline.

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The Flex-funds Money Market Fund seeks to provide current income while maintaining a stable share price of $1.00. The Fund primarily invests in high-quality, short-term money market instruments, such as securities issues by the U.S. Government or its agencies, or obligations issued by corporations and financial institutions.

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The Money Market Fund (Institutional Class)  (FFIXX)

The Money Market Fund seeks to provide current income while maintaining a stable share price of $1.00. To pursue this goal, the Fund invests primarily in high quality, short-term money market instruments, such as securities backed by the full faith and credit of the U.S. Government, securities issued by U.S. Government agencies, or obligations issued by corporations and financial institutions.

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Important Consumer Information

1) Each mutual fund referred to in The Flex-funds Web site may be offered and sold only to residents or citizens of the United States, subject to the additional limitations expressed below. The material presented in this web site is intended only for persons not prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence. For a list of states where The Flex-funds are available for sale, please click here.

2) A broker-dealer, investment adviser, broker-dealer agent or investment adviser representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker-dealer, investment adviser, broker-dealer agent or investment adviser representative requirements, as the case may be; and

3) Follow-up, individualized responses to consumers in a particular state by broker-dealer, investment adviser, broker-dealer agent or investment adviser representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker-dealer, investment adviser, broker-dealer agent or investment adviser representative requirements, or pursuant to an applicable state exemption or exclusion.

4) For information concerning the licensure status or disciplinary history of a broker- adviser, broker-dealer agent or investment adviser representative, a consumer should contact his or her state securities administrator.

To obtain a current prospectus for The Flex-funds, including other fees and expenses that apply to a continued investment in the Funds, you may contact The Flex-funds by phone toll free at 800-325-3539, by e-mail or by mail P.O. Box 7177, Dublin, OH 43017. You may also request or download a prospectus online. Please read the prospectus carefully before investing.